From payday loans and credit cards to overdraft and store clothing accounts, debt has become a vicious cycle for many.
Unfortunately for the ostrich, it is not aware that it is still fully exposed and is visible to its enemy. Unfortunately, when it comes to money, this kind of behaviour will only get you into deeper trouble. Knowing what interest rate is charged on your debt is effectively knowing what the debt is really costing you. The debt with the highest interest rate is the debt that is the most expensive – it doesn’t matter what the outstanding balance is.
A person is less likely to be overwhelmed when motivated – it is all about the small wins in the snowball method.
Source: Loan Digest (loandigest.net)
I am out of debt. It wasn't easy though.
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