When Is Retirement a Blessing? And When Is It a Curse?

Retirement has often been linked with a decreased sense of purpose in life, but may also result in greater happiness and life satisfaction.

People with lower socioeconomic status and less satisfying jobs are most likely to see an increase in sense of purpose following retirement.I have not yet retired, but most people my age have. This means that over the past decade or so I have had countless conversations with friends and colleagues about the pros and cons ofat different ages, and I have been struck by the highly divergent expectations and outcomes among my acquaintances throughout this seismic change in their life status.

and responsibilities of the job that they found it incomprehensible that there could be a downside to retirement. They dreamed of long-postponed exotic travel and playing as much golf as possible, but found that after a couple of trips and a month of playing golf every day, life lapsed into the “same-old, same-old” and became a bit tedious.

Undeniably, work provides structure, a sense of belonging, and social interaction. These are all related to greater life satisfaction. But work can also wear you out and drag you down. How to predict how well retirement will work out for any given individual?focus on its financial costs and benefits, and retiring before you are financially able to handle it is unlikely to lead to a positive experience.

However, financial considerations aside, the scientific evidence about the benefits of retirement is a bit murky.

FTMcAndrew I retired a week before my 54th birthday. Best decision ever! I have a 10 hour a week part-time job to pay my insurance. You don't need a stupid million dollars.

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