This 34-year-old is on the fast track to reach a $1 million net worth: '7 money habits to adopt before you turn 40'

In my early 20s and 30s, I took big swings in my career and developed smart money strategies that helped maximized my income.on track to have a net worth of $1 millionChanging my financial routine was key to getting to where I am today — and it can help you, too. Here are seven money habits to adopt before you turn 40:As a recession-era graduate, I was nervous about investing my money, for fear of losing it to another market crash.

When you're young, every pay raise feels like an excuse to get a bigger apartment with more amenities or take more vacations. I ultimately realized that having a rigid budget plan wasn't doing me any good, and that I was feeling guilty for purchases that I didn't consider irresponsible at all. When I see a job posting that I think someone might enjoy, I'll forward it to them. They do the same in return, which puts me in a great position to learn about new job opportunities. It's also a good way to stay on top of salary trends in my industry and ensure that I'm getting paid a fair market rate.in my early 20s sparked an obsession with checking my credit report for any fraudulent activity.

Not everyone needs a financial advisor to start building wealth. I knew how to invest, save and manage my expenses.

MakeIt

MakeIt That doesn’t seem like someone who should be giving out advice tbh

MakeIt

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