. They are designed to be a quick and easy way to give money to someone you know. For example, you want to pay your part of the restaurant bill at lunch or send money to a friend or family member. The companies offering these apps make this clear in the user agreements.
Despite this advice, it’s easy to get a false sense of security using these digital payment services. “To a person, the people in our focus groups said the company, the brand that I’m interacting with, would make it right,” Tetreault told NBC News BETTER. “The reality is that the law has not kept up with consumer expectations and the way that money moves today.”
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