Man convicted in decadeslong identity theft that led to his victim being jailed

William Woods was homeless and living in Los Angeles when he learned that someone was racking up debt using his name.

A sentencing date has not been set in the federal case, but Keirans spent 20 days in jail last year on related state charges in Iowa. Federal prosecutors have provided no information about what precipitated the name change, said Tony Morfitt, a spokesperson for the U.S. attorney in northern Iowa. But the records indicate he had a rocky childhood, running away from home at 16, traveling across the country, stealing a car in San Francisco and getting arrested in Oregon, but never appearing in court.

He provided his social security card, as well as his California ID. But the accounts had a lot of money in them, so the branch manager asked the real Woods a series of security questions. Unable to answer them, the bank called police, court records say. Because Woods repeatedly disputed the identity authorities foisted upon him, a California judge found him not mentally competent to stand trial and sent him to a state mental hospital, where he received psychotropic medication.

Keirans complained in one email to prosecutors in Los Angeles that Woods had filed 30 disputes on his credit report and he just spent two hours “clearing all that up.” He continued: “I need some advice on what steps to take at this point.”

Source: Loan Digest (loandigest.net)

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