Insurance covers at-home COVID testing starting Saturday. How to get free tests or reimbursement

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Americans with health insurance can get up to eight at-home COVID-19 tests for free thanks to a new requirement. Starting Saturday, private health plans are required to cover the over-the-counter tests at up to $12 per test.

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, starting Jan. 15, “most people with a health plan can go online, or to a pharmacy or store to purchase an at-home over-the-counter COVID-19 diagnostic test authorized by the U.S. Food and Drug Administration at no cost, either through reimbursement or free of charge through their insurance.”Insurance companies are required to reimburse up to $12 per individual test or the cost of the test if it is less than $12.

As part of the American Rescue Plan, state Medicaid and Children’s Health Insurance Program programs are required to cover FDA-authorized at-home COVID-19 tests. Coverage rules may vary by state, the federal government said.Those who are not on a covered insurance plan can receive free tests through the forthcoming federal website or from some local community centers and pharmacies.“Every home in the U.S. can soon order 4 free at-⁠home COVID-⁠19 tests.

 

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I went today to the pharmacy and they still charged me because no one has told them how to bill it to the Insurance companies. Besides that, my HMO told me I could only get one. I didn’t ask if per family or per member, but that’s what they told me. 😞

And what about purchases made prior to Jan 15th? We all tested ourselves so we could see each other for the holidays!

The sad fact is that Medicare, government insurance for seniors - the most vulnerable, does NOT allow reimbursement. What does that tell you?

Here's the problem. Even If you have insurance you have to pay first then wait for reimbursement. The gov is only sending 4 per home address whether you live alone or have 10 kids. They are not to be found in stores so I ordered 4 bx of 2 via ship by Walgreens. $106! 1 of 2

Thought the tests were bought and paid for by the government. Why are we paying again or insurance paying. Seems redundant

But the one in the picture is $14 - so that’s a $2 cost, no “Free” as in paid by our premiums

Why are people who aren’t sick, getting tested? I’ve never had a test, but been sick🤔

I like how it says up to $12 then the image has them priced at $14

Nothing is free. This will be added to your next renewal price.

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Ohh 🥰 that's good

What about Tricare families? I believe military families are left out in the cold

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