A Week In San Francisco, CA, On A $181,000 Salary

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I’m 28 and already have almost $1million in savings.

where we are tackling the ever-present taboo that is money. We’re asking real people how they spend their hard-earned money during a seven-day period — and we’re tracking every last dollar.

My mom mostly talked about never putting charges on your credit card that you couldn’t immediately pay. She also modeled frugality; she wouldn't buy new things for the sake of it and encouraged us to make the most of things we already had.Besides babysitting and tutoring, my first real job was as a hostess at a bakery/restaurant. I held the job throughout my senior year of high school.

11:45 a.m. — Go grab lunch with coworkers. My office has free lunch as well. Today I have yakisoba noodles with miso broth and Brussels sprouts, a cucumber and tangerine salad, and a sugar doughnut. Once we finish lunch, I go sit in a quiet area to goof off on my phone for a bit before I get back to work.1 p.m. — Back to work at my desk. I’m frustrated trying to figure out how to make something work on my project. Eventually, I decide I need to step away from it and come back to it tomorrow.

6:15 p.m. — Barre is done. I call my sister while I take Bart home .7 p.m. — At home, I make myself a HelloFresh meal of guacamole toast with cucumbers and feta .8 p.m. — I walk to a bar near my house to meet with my friend, B., who is visiting town. He and our mutual friends hang out and have beers for a couple of hours and have a great time catching up. I pay for one myself, and B. also gets a pitcher for the table. TBD whether he’ll Venmo-request me for part of it later.10:45 p.m.

9 a.m. — I get up and shower and make coffee and an English muffin. I also crack open a tangerine La Croix. My work gives us unlimited sick time and I decide this is probably a good time to utilize it, so I let my team know I’ll be resting this morning and coming back online later in the day. I read12 p.m. — I’ve been crying on and off all morning from the stress of everything, so I decide to just take the rest of the day off and prioritize my mental health.

 

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