Henske compares the process to working out: going to the gym once won't make a difference. But if you go every day for three months, you can see that it's paying off. Like success in school or saving, "it's small things you do that lead to big results," he said.
You can put sums in terms of percentages, Snider says, to explain why a teen can't take that $3,000 ski trip over spring break. Maybe the family has planned for braces instead. "These are real-world tradeoffs you have to think through."Snider encourages parents to give kids some money to manage. You might consider letting a teen be responsible for meals at school or athletic equipment. Some parents ask their kids to be responsible for gifts for siblings at birthdays and holidays.
Clothing can be an opportunity to level up in responsibility. In the first stage, parents tell the teen how much they can spend. They shop together, the kid picks out clothes and parents give the green light to buy. Once they've proven they can do this, they get more freedom: actual cash without supervision.Give kids the chance to make relatively inconsequential mistakes. For instance, Snider says, give them a set amount of $50 for meals out.
6 ways to keep a candy talk with your teens from turning into a heated argument investinyou (In partnership with acorns.)
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