39-year-old self-made millionaire: 7 frugal habits I will never give up, no matter how much money I have

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Self-made millionaire and entrepreneur Bernadette Joy shares the seven 'seemingly silly' but enduring frugal habits that she says helped her build wealth.

As a first-generation Filipina-American, saving money wherever and however possible was ingrained in me early on, as I watched my immigrant parents try to

I've even repurposed those extra toothbrushes and toothpastes to clean my shoes when they've gotten dirty from long walking tours.Did your parents also keep leftovers in old margarine and cool whip containers? The takeout containers I get from restaurants nowadays are so much fancier than those Country Crock tubs my mom used.

These products helped me avoid getting bullied as a kid, and now stop me from feeling self-conscious as an adult — especially as someone who speaks in front of large audiences. You can bet I will absolutely get my money's worth out of that $30 bottle of lotion!I'm proud to say that I've reached a new comfort level in my finances: I order the extra guacamole.

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