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Loss was covered under my policy, though. The agent then asked me for the date of my ring's last appraisal. I froze.What I learned that day is that it's a good idea to get your wedding and engagement rings appraised by a jeweler every once in a while — especially if the market recently tanked. Compare homeowners insurance policies with Policygenius to find the best coverage for you and your valuables »
Whatever item you're covering with your valuable personal property insurance, be sure to have it appraised periodically. You may not know it yourself, but something may have happened in the market in the past few years to up the value of your property. Without an appraisal, though, you stand to lose out on that appreciation should you ever need to file an insurance claim.
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