We can't raise a mortgage against our £1.25m home for our holiday let barn

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We need £50,000 for a second bathroom but mention ‘holiday let’ and lenders just shy away

Q My wife and I jointly own a listed manor house with a number of outbuildings including a converted barn which is used as a holiday let. We own the house and all outbuildings plus about 10 acres of land.

 

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Oh how terribly sad

boo hoo

Holbornlolz Fuck off Tarquins. Get in the real world.

Try to get out of the bubble occasionally!!!

And I thought having to renew our mortgage deal during the current situation was anxiety inducing. Just trying to work out how to squeeze out the extra £80 a month on our reduced wages! But then I read this & I feel so much better now. 50kbathroom

go away.

Holbornlolz ThoughtsAndPrayers

Holbornlolz O the humanity.

Considering we’re in this climate I wouldn’t suggest doing anything or taking out a loan of any kind. How lucky is the owner enjoy 😉

Holbornlolz Aimed average Guardian readers...

What a shame. I’ve spent over two years renovating two derelict properties, first year’s bookings now cancelled. No support or income under the circumstances and one of the three bedroom buildings has cost less to buy and refurbish than the cost of this additional en-suite...

Holbornlolz parody account

First world problems eh!

Holbornlolz Champagne socialists, fuck them and you too!

Holbornlolz Finger on the pulse the true hardship and daily struggles of Islington life as ever.

Holbornlolz Fuckin boo hoo.

Holbornlolz Is there a Justgiving page we can donate to?

Holbornlolz peakguardian

Holbornlolz

Holbornlolz 50k for a 2nd bathroom FFS .

How tragic! You must be devastated.

Is that you mr socialist corbyn

Boo hoo!

1st world problems😴

To quote morrissey.... fuck the guardian

Oh no the Range Rover will have to go as well!

Stay strong brother👊🏻😢

I never thought in dark times such as these that it would be the Guardian providing the comedy

I’m so sorry this happened to them.

The guardian are on fire recently. Top editing.

My heart bleeds for them

Boo Hoo

Arrr the , the paper of the people.

So tone-deaf. Won't someone think of the poor landlords who just rent out holiday vacation homes for a few days while the rest of the citizens worry about homeless and eviction from the apartments/homes they can barely afford living paycheck-to-paycheck?

Shit’s getting real guys

Lol.

Read the room, lads.

Finally attention for the real victims

I thought only footballers were this out of touch with reality 😱

This type of story is a real, genuine, economic concern for most Guardian Journalists, with their 2nd or 3rd homes, who want to avoid the embarrassment of asking mummy and daddy for another bailout, instead of the state, who should rightly be paying for it.

I hope you pull through. In all seriousness the Guardian and it's readers need to put their chai lattes down and get in the real fucking world.

Ha! We're going to be living on my monthly TA wage of less than £900 for a family of four. I'm not too worried, we'll be ok.

Talk about tone deaf. People can’t afford to bury/cremate their loved one FO

Even worse this was a letter..so.someone at the paper actually took a decision to.publish that now..on the same day they are running stories about how the poor are suffering...the fact society cannot be the same after etc. I contribute yo the guardian but gradually wondering ....

You’re such a troll 🤣

So I'll timed as many have lost their jobs or are furloughed and may yet still lose them. Shame on you

Can't we start a Go Fund Me for theses poor souls?

Fuuuuuckin hell! 😅

Seriously?!

Guardian Reader problems...

Utter fannys I deal with on a daily basis !

Aww diddums

😂

Gutted for you, pal.

Ooooh shocking that ✌️

Ouch that must really hurt

Thoughts and prayers with them

Scratch the Guardian surface and you, inevitably, find a latte Liberal

somuchguardian

Wow. Are there people for real ? Ultimate 1st world bollocks. While the world plummets into an epidemic and financial meltdown !!

Middle Class 1st world problems. The lefty Guardian problem pages are full of these heartbreaking dilemmas...🙄

Boo fucking hoo

Is that a quote from Jeremy Corbin?

How utterly Islington

Rearrange these letters... fcuk ffo.

Classic banter.

For just £3 a week you can help these poor people finish their holiday let barn.

Mortgage free on a 1.25m house. Jeez my heart bleeds.

Last world problems

Wow really I do feel sorry for you only....1st world problems right here... And yes what a great time to put out an article like this, people have no jobs or income and Mr millionaire is moaning, so much for the Guardian being a paper of the people....

My heartfelt sympathy is elsewhere at this difficult time.

Good old Labour:

How tragic.

Is this a joke post?

Saying prayers 4U.

Are you serious Guardian!? you are meant to be the good guys, taking homes from home ownership to turning them into effective hotels for profit is morally wrong! especially in these areas where the locals need them for homes TO LIVE IN

Altogether now....Aaaahhh

This is a joke right?

Add to that not being able to easily get black olive tapenade the world is falling apart

😂 Socialism right there.

Gosh, the human tragedy of it all.

thoughts and prayers

There are TWO factors involved in getting a mortgage: equity in the property (how much of the property do you actually own after mortgages are deducted) and income. These people have insufficient income. The bank want to know you’ll be able to actually pay your monthly payments.

FirstWorldProblems

Every guardian reader’s worst nightmare

Fighting for the rights of the working class. Love the Guardian.

Oh piss off. I’d just like one house of my own!

I interrupted reading about the backlash aimed at French writers holed up in idyllic second homes for this. Said story was in, er, . Hypocrisy much?

Eat the rich

Timing?

- Life's a bitch innit 🤔🙄

What the actual f?&k

Sometimes just don’t say anything.

Man the replies to this are so scathing they could clean a bathtub

1st world problem

Oh poor thingy

Sorry, first world problem just at the moment.

My heart bleeds for your first world problem....twats!

The Guardian there with a bit of outrage porn

Here for the ratio

Let’s see the estate. Plenty of people are looking to make their money safe as the market tanks.

Oh woe is me 🤬🤬

£50,000 for an en suite. Who’s the builder?

Are you sure this isn’t Megatron and HarryNoNuts whining they can’t pay back the £2 million + for frogmore riddip riddip

Bless!

50k for a bathroom? Lol it must be gold and marble at that cost

Not surprised!

Is this polly’s house ?

Are there two worlds operating simultaneously, and I’ve somehow slipped onto the wrong one?

BTW, even w/ out a pandemic, NO ONE who isn't a 1% doesn't give a flying fox about a whiney little rich person trying 2 borrow £1 million!

U think ANYONE gives a flying fox about this when ppl R dying from a pandemic?

Wanna make 💰 5⃣0⃣0⃣0⃣ real quick ❓no catches..lmk ASAP 🇨🇦 NO UPFRONT 🚫

Glad you’ve got the mood of the nation uppermost in your minds.

OK. So if ALL newspapers need clickbait to survive, (I guess) this is (marginally) better than a - royal - Kardashian - we-hate-all-immigrants - blatant racism - half-of-our-country-are-bastards - Tories are amazing & can do no wrong - shit-on-the-poor ...thing.

Follow a star, will take you to a stable.

First world problems ?

You guys are just trolling us now right?

If you can't obtain a mortgage against a £1.25m property then the problem is either you, the property or what you already have secured against it. It's not the fault of the lender.

Oo shucks. ...

🎻

Oh no how terrible 😀😀😀

You guys on really powerful hallucinogens..

I’d expect this sort of comment bait from Telegraph, but not from you guys.

This shows you in your true colours. Champagne socialists, of the worse possible kind. The editor should be sacked for allowing this past his/ her desk.

Boo hoo

Bad enough that the beeb puts out a prog where people with a shed load of dosh are fawned on & shown expensive houses few can afford. Now this? Tcha!

Fuck your 'holiday let.'

Who the hell spends 50K on a bathroom? Importantly why is this seen as being an appropriate article when most people can't even get a deposit together to buy a house.

Looks like a TitaniaMcGrath piece to me... 🧐😂

Gosh, how are you going to survive. 🤡's

This is PeakGuardian

Hearts bleeding here. Tragic.

Guessing you will lose half of your Loser subscribers with this single article. Lulz

I've been a Guardian reader since 1991, and this has to be the most ridiculous, or at least the most ill-timed article I've ever read.

You can piss right off. Im stuck on ssp and have to decide between food and bills. Entitled shite like this is is salt in the wounds

🎻 my heart is broken for them

Such an amateur bunch of lefties.

What tragic plight indeed. Maybe you could start a crowdfunding page for us all to contribute to the proletariat serfs stuck in this invidious predicament.

Who is funding this shit? Are people actually still buying this paper?

Guardian - Fighting for the working class.

😂😂😂😂

Bless your hearts.

Wow, that’s a real struggle right there

Perhaps the gammon working class the Guardian despise so, could take a few moments out from worrying about how they are going to put food on their children's table, to crowdfund for these poor people.

Oh dear how to attract vitriol not good timing!

Oh no. How will they cope. My deepest condolences on what must be a very trying time for them. Let me just go and find the world's tiniest violin.

This is the life of the typical Guardian writer/reader.

edstub207

Ahh, the struggles of the working man..

Sad times all around, eh

The most Guardian headline ever.

The struggle is real.

£50k for a bathroom perfectly explains the problem with the housing markets today. Too many ‘supposedly rich’ people are buying multiple properties that they know they can ill afford. Holiday lets that should instead be used as family homes - why is this continuing to be allowed?

victoriaross85 Is this your second home ?

This is news? Really? People can’t afford to pay their rent/mortgage and basic utilities.

FirstWorldProblems

Who gives a shit about unearned income and the way the housing market has been stacked in favour of the monied. The political class have virtually all got property portfolios making a killing out of renting and this is after getting the taxpayer funds for flipping their mortgage.

I can't begin to articulate how little I care.

My heart bleeds for you... Nice problem to have at the best of times I bet you're having a terrible time stuck in your tiny Manor house 😬

Gee, life is tough.

Oh Dear, Whatever shall we do now, in poor taste? Any suggestions Guardian? I'm sure you have.

Jings, the guardian went downhill fast 😏

I'll come and squat it for free to keep the rats out. 360k for house,cottages and land. You can keep an acre to park your trailer on. Take it, you'll thank me in two years. Listen......; the music stopped.

WHAT ?

redrumlisa article about me Lisa 😂😂😘

Better sell it then

Boo hoo.

Who decided this was a good article to print? Fucking cuckoo land

Siri, what is champagne socialism?

Is this satire? If not please go away & give your head a wobble.

Perhaps we could organise a clap at 8pm tomorrow?

RebeccaSmithers can you have a word with the editor? Do they realise how this looks to people in the real world? We are all trying to just exist.

Thoughts and prayers.

Guardian problems again

Hardly a socialist style problem!

Oh, good heavens - it's real! With stuff like this it's little wonder they don't allow comments very much now.

HELMET ALERT!! 🚨🚨🚨

Along with your other editorial,nobody gives a shit...

I make a monthly contribution to the guardian and I'm cancelling it. carolecadwalla have a word, what the actual F*k?

£50k for a 2nd bathroom, your pulling my chain! 🧻🤣

Part of Guardian Real Estate company? Are you trying to get a rich American buyer for this property?

This is a brilliant article, Guardian. Thank you. Now please could you do one entitled 'I can't pay the mortgage on my £185,000 home because my partner, who has just died from Covid 19, didnt have any life insurance and I've just lost my job'?

Just get home improvement loan for remodeling and extensions

billybragg struggles with these issues constantly. Glad someone is highlighting this awful situation

Well I guess they can’t kick the sevants out of the barn now .

Is this a (sick) joke?

Forget holiday homes how about the people renting out their flats are they entitled to mortgage relief or do they let there tenants who can't pay the rent, go?

the comments make this hideously tone deaf article worth it, though I imagine that was the strategy

Is this a joke?

The most Guardian article of all time 🙏

Not now

Dear , I am finding it difficult to find an engineer willing to fix the jacuzzi in my swimming pool annex. They are all hiding behind this virus thing. Is there some imaginative scheme which might help me return a dip in the fizzy water to my daily routine?

In view of their tragic bathroom situation, it's fortunate that I couldn't give a shit.

We need £50,000 for a second bathroom...... ...really

I blame Dick Strawbridge And Angel

Jesus...........

Boohoo. Who is gonna give a crapmabout these kinds of people? The guardian really is just for rich middle classes, isn't it

Dear Guardian, minimise the recruitment of Zehadis in your company. They will never give you true news.

Aw, diddums.

Is this a joke? when people are really feeling the pinch, you publish this? Really disappointed - appalling timing and lack of empathy. I just hope it is a joke I missed

For the many..champagne socialism at its best

I think I can just about hear the worlds tiniest violin 🎻 playing... seriously why does this even need reporting in the current situation?

My heart bleeds.

Is this A joke? Ridiculous humans

Stunned !

some people can't raise £50 to go to the supermarket please go fvck yersell

One shouldn't pick out one trivial, supercilious, crass article from a newspaper just to embarrass them. Oh wait, The Guardian chose to tweet this! At a time like this! I suppose you have to keep your target readership interested in what concerns them.

prayfortheholidaylet50grandbathroomtwats

Shit got real

50 grand and I bet they still don't put a bidet in

Boo hoo, Tory rag.

who cares

Oh Christ the humanity!!!

Thoughts and prayers. Do you have a gofundme page we can ignore?

You poor things 🙄

OH BOO HOO

This resonates with everyone during this difficult period 😳

thegrubbian

And people say that readers are in a middle class delusional bubble. I really can’t see it.

Oh dear... I can't get a mortgage for a bedsit

Lol if this isn’t an advertisement, I’m a fool... MarketingIsFun

I genuinely thought this was a spoof...🤷‍♂️😱🤡☠️🇬🇧🤡☠️🇬🇧

I haven’t felt this sad since my plant died please pass me the tissues...I mean TP

SupportOurLefty one for you?

Life is hard, just think what it must be like if you have no money coming in and no food. No sympathy!

People need to block this account for posting bait like this

🎻🎻🎻🎻🎻🎻🎻🎻🎻

Oh how I’d love that sort of problem 🙄

Oh the humanity....

Is this a spoof? FFS - my heart bleeds.

Thoughts and prayers going out to you at this difficult time 😂😂😂

Should probably give up the lattes.

Absolute peak Graun

Was this from April 1st?

The struggle is real

The humanity

Really? This has to be a piss take...

I came for the comments and they did not disappoint.

The tragedy of it all. Pour out some liquor for the 'second en-suite bathroom in the holiday let'.

I'm no Guardian reader or fan but I'm genuinely confused as to why this article is causing so much angst.

I hope those diamond shoes don’t pinch too much.

Oh poor millionaires. The rest of us are just trying to survive.

How awful. One hopes that the caviar and champers isn't running out.

Guardian readers, eh? My God, they have it tough, don’t they?

'Why are we losing sales/readership? It honestly perplexes me.'

Oh my. The ‘lesser read’ Guardian digging out anyone with £££s. You can start with your new leader and his £3m net worth 🙄

They sound like typical Labour voters

thoughts & prayers

Wouldn’t you just tell the bank the new bathroom was in the main house, for you to use yourself?

Boo fuckin hoo

Geez Guardian, read the room before you rent it out

Guardian clickbait. Don't fall for it!

Really, Guardian?

Match that PrivateEyeNews !

Boo fucking hoo

My heart is breaking for them NOT!!!! My heart is breaking for those who've lost loved ones. For our NHS frontline staff who still don't have PPE but are holding the hands of the dying. I've got zero sympathy for someone who can't get a loan for their £1.5m house. Selfish😡🙏😪💔

The Guardian doing click bait tweets? Whatever next.

Don't it make your heart bleed 🙄🙄🙄

Read the room guys.

50k for a 2nd toilet? Are these people real?

I've only been able to eat Goose Foie gras this week because of this bloody pandemic. Is nigh-on impossible to get Swan at the moment.

my heart bleeds

I hope the nations comes out in applause this evening to show their support for these poor souls.

I feel your pain 🤔

Is the guardian turning into a parody of itself on purpose or by accident? Either way it's definitely happening.

So much to say about this article, but the first thing - £50k for an en suite?! WHY?

And the guardian wonders why it’s struggling for readers 🤷🏻‍♂️

Read the room, guys

Florida Man diagnosed with CoronavirusPandemic said hydroxycholorquine...

The trials and tribulations of champagne socialism.

Excuse me what the fuck. Lived in a house valued at £1.25m for 3 years and are mortgage free? Looking to fund an ensuite....and you want £50k for it? Will the ensuite come with servants? What the fuck

Read the room, Guardian, read the room.

How many bathrooms do 0 guests even NEED.

My heart bleeds for them.

🎻

Stupid newspaper.

Anyone remember what happened to Ed Spenser’s holiday home in Co Cork back in the day? C’mon you literary types, we can have fun too.

Is this satire?

My arse bleeds for them...

Thoughts and prayers...

1.25 million house bought 3 years ago with no mortgage and they can't raise 50,000?

This is a serious problem. I’m a little bit surprised the PM hasn’t done an emergency broadcast about it from his hospital bed.

Ok, Guardian! This time we’re through!

Hey arusbridger, seen what they’ve done to your paper?

I can’t find the ‘couldn’t give a shit’ button

Poor souls! How will they survive.

Is this article a joke? I grieve for those who cannot raise the capital for a modest £50K bathroom!!!! Whaaaat?!

Good to see The Guardian being the voice for its impoverished readership

Oh fuck aff

'the guardian is left wing' lol

1 Newspaper, 4 countries, same issue, different headlines.

Jesus Chris this has to be a belated April Fools no?

Not now, the guardian

Oh how my heart fucking bleeds...

I think the above comments speak my mind.

Ahhh diddums

I can't let my cottage in Tuscany at all at the moment. People are talking about tradespeople being hard hit, but this is also affecting the rest of us.

Have you accidentally linked a Telegraph article?

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