Malaysians are now able to make a multi-currency account and card with Wise, which allows you to hold and spend more than 50 foreign currencies at a “real exchange rate”. Wise also claims that they won’t charge you “unnecessary fees and exchange rate markups”.
These fees included card ownership as well as miscellaneous fees like the ones for transactions and exchange rates. Wise added a pricing comparison between its multi-currency account and other Malaysian banks. For example, sending RM500 to USD would mean that users could get charged up to RM31.72 —whereas the fee when using Wise would be RM4.98.
Wise allows you to create multiple virtual cards. This is useful for online transactions or when signing up for a trial subscription and you can replace it easily if the card details are compromised.
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