I have been working on my estate planning and am keen to keep things as simple as possible for my executors. A major concern is handling capital gains tax on my death. Fortunately – or unfortunately – I have some capital losses.
We are a married couple who live in different homes, each one of which we own separately. We are financially independent of one another but are a couple in all other ways. How would this be viewed by Centrelink as we approach retirement age? You have 14 days to advise Centrelink of any material changes in your circumstances. In this case, if your spouse withdrew the money and then made the re-contribution within a fortnight, your circumstances should not have changed, and I can see no reason why Centrelink would have any objection.
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