Somewhere in my history I got the idea that paying anything less than top dollar for premium comprehensive car insurance would make me a terribly irresponsible person.Sure, sign me up!I used to pay about $1000 a year for comprehensive coverage for my now seven-year-old Volkswagen Tiguan, which I have since shaved back to $569.57 through a combination of measures I’ll outline below.
CTP insurance pays for the medical bills and compensation payments for all people injured or killed in vehicle accidents. If you’re injured, you’re covered by the “at-fault” driver’s insurance.Beyond this, all drivers must consider what level of optional insurance they want to cover the damage bill for any vehicles or property involved.
The top-level coverage is called comprehensive insurance and covers you for the Porsche plus all damage to your car, including damage you cause . This type of insurance can also help you avoid the hassle of chasing payments if you are hit by an uninsured driver .
Source: Insurance Report (insurancereport.net)
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