The Reserve Bank of Australia has increased official interest rates for four consecutive months, lifting the nation’s cash rate to 1.85 per cent. That has added more than $600 to the average $611,158 Aussie mortgage, and official rate futures suggest there are more rises to come.
However, you will ultimately be answered by a caring and compassionate person trained in recognising your particular financial need, who will refer you to the right place.As the Helpline’s recorded greeting says: “We collect personal information to provide you with financial counselling and related services.” If you’re worried about what they collect and disclose, there is a privacy policy on its website.
And where you have been hit by a large, unexpected expense for, say, an essential item such as a car repair or replacement, they may tap into a no-interest loan offered by a not-for-profit, such as Good Shepherd microfinance.
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