Taking pictures of crops helps Kenyan farmers get cheaper insurance

Muiri — Farmer Thomas Mwiraria surveyed the parched terrain at a church compound in Muiri village in central Kenya, and asked a passing agricultural officer when he thought the rains would come.

That is because the technology gathers data on a wide area, giving a general view of whether it is affected by drought or floods but does not measure rainfall at a local enough level, said Jemimah Njuki, an IDRC specialist in agriculture and environment. The pilot aims to boost farmers’ trust in crop insurance, which has been dented by the bluntness of satellite technology as a basis for approving payouts, she added.

ACRE Africa, which mediates between farmers and insurers, is introducing an app called Kilimo Care to help farmers take good-quality, accurate photos, according to Joseph Chegeh, its portfolio manager.

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