Pre-qualification should be the new ‘to-do’ on your home-buying checklist,Should you look for a tiny townhouse with a lock-up-and-go lifestyle that’s just big enough for one ? Or should you search for a spacious apartment or sprawling suburban home, so you won’t have to move when your family starts to grow, or when you slow down and suddenly discover an interest in gardening?
And this is borne out by the latest report from property data company Lightstone, which shows that the average life span of home ownership for first-time buyers has stretched from seven years in the early 2000s to 12 years currently. What’s more, it’s hard not to become emotionally attached to your first home – all those memories! And so, it’s natural to be reluctant to sell, especially if it’s the only home your children have known, and one where you’ve built up strong connections to a community.
A lower interest rate means more affordable monthly repayments plus big savings on the total cost of your home over the lifetime of the bond. On, say, a R1m bond taken over 20 years, an interest rate that is just 0.5% lower than the current prime rate of 10% will save you almost R80 000.
BetterBondSA There is no point in buying a home in South Africa anymore...
BetterBondSA Step 1: Emigrate to a country not run by socialists who would confiscate your home if the melanin content of your skin isn't high enough and without banks who would make you still pay off the mortgage after said confiscation. Step 2: Buy your home there. SavedYouAClick
BetterBondSA Why would anyone buy something the government is going to steal its like asking a black man to buy land in apartheid
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