Six things to consider before changing your medical aid cover | Citypress

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While some may be considering investing in medical aid, others are looking into changing the cover they have. However, there are six things to consider before making the final decision

The pandemic has also brought into stark focus the importance of protecting your health and that of your family.

Assess your out-of-hospital costs in the previous year, including doctor visits, medicines, optometry and dentistry. So before you go and sign up for a new medical aid option, bear these exclusions in mind, in case they are things you may need cover for in the future.Do you take chronic medication regularly? If so, you should check the chronic medication benefit that applies on the plan you’re considering, and what your annual limits are.

There are some key considerations before making the final decision because depending on the rules of your scheme, you may not be able to change your specific plan halfway through the yearSo if you have a pre-existing condition and know you will need treatment within that period, you need to consider this in your decision.

 

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