Don’t get caught off guard by outliving your money because you thought you would never live to 80, 90 or even 100.
No one can plan exactly how long they will live, as many things in our lives are outside our control. However, statistics show that people are generally living longer today than in the past. This can be attributed to continued advancements in technology and innovations in the field of medical treatment.Over the past century, global life expectancy has increased by more than 25 years, and it continues to improve.
Even though these comments are based on the reality in developed countries, longevity is also a reality for you and me, living in South Africa, according to local mortality statistics.Based on South African mortality statistics it is important to plan for living into your 90s and 100s. A man aged 65 is expected to live on average to age 82, while a woman aged 65 is expected to live on average to age 87.
Instead we should reframe our thinking to consider starting our next life chapters at 55, 60 or 65, and to plan for multiple chapters for your life to 100.The United Nations describes population ageing and increased longevity as a “human success story” that gives us a reason to celebrate public health, medical advancements, and economic and social development.
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