As we end a rollercoaster of a year, many of us are looking forward to celebrating the arrival of the new year. We may make resolutions, plan parties, and look forward to a fresh start. But as we celebrate the new year, it’s also important to remember that with each passing year, we are also getting closer to retirement.
Now is a good time to review your current retirement plan. Your savings may not be enough. Even if you’ve been saving for retirement for many years, your savings may not be sufficient to support you for the rest of your life. Inflation, unexpected expenses, and changes in your financial situation can all impact how much money you need for retirement.As the new year arrives, we may be transitioning from one stage of life to another or moving on from the previous year’s challenges.
Another reason to review your retirement plan at the beginning of the year is that it can help you to take advantage of any new opportunities or changes in the law that may affect your retirement savings. For example, changes to tax laws are often announced in February with the annual national budget speech, and these changes may have an impact on your retirement savings.
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