Investec Life, the provider of high-end life insurance to Investec’s private banking clients, is already conducting actuarial modelling and scenario planning to assess the impact of another potential pandemic, which some experts believe could strike within the next decade.
Sinenhlanhla Nzama, head product actuary at Investec Life, says insurers have to think of the potential risks they may face in the future and how they will deal with their impact on capital provisions and the quantum of claims they can tolerate should various hypothetical risk scenarios materialise.
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