Football player car crashes: Alcohol main cause for lack of insurance payouts

Drink and drugs have – in some cases – been blamed for early-hour crashes

The PSL’s football manager of operations, Professor Ronnie Schloss, said alcohol was one of the common factors that resulted in some of the claims being repudiated.“The league pays monthly premiums on behalf of all our member clubs and payouts are distributed on a 50-50 basis,” he said, adding that payouts were determined by the player’s salary.

“The results were that the player had been drinking. In this case, the club loses out and the player’s family loses out. “In 2012, there were five claims and none was repudiated, but one is still outstanding because there are some blood samples missing,” said Schloss. Schloss explained how the process to claim from the insurance works: “The insurance company appoints an assessor, who then waits for the report from the coroner.“Payout is based on the earnings of a player and half goes to the club. Some of the clubs top up the insurance because players are their assets.”

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