Find a vehicle that will fall in love with your budget

Before you start researching the latest models and test-driving vehicles, you first need to determine your budget and how you’ll pay for your new car.What fees and licensing costs will you have to pay?Add the trade-in value of your current vehicle to this budget — you can use this to make a larger deposit that will lower your monthly payment and interest.

The cost of purchasing a vehicle is more than just the price of the car itself, so make sure to plan for additional expenses such as the registration fee or add-ons you might want such as an extended warranty, as well as the monthly running costs like fuel and insurance.Once you have figured out how much you can comfortably spend on your car, it is a good idea to assess what you want and need at this stage of your life.

A single person in their twenties will have a vastly different checklist than that of a family of five. Make a list of non-negotiables such as vehicle size, safety features and fuel economy to determine what kind of vehicle will best satisfy your needs. Then list everything you want but do not necessarily need, like technology, colour preference, conveniences, and style. Keep this list in mind when researching specific models.Once you know what you need, you can choose the exact brand and model that best meets your requirements.

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