A Western Cape High Court judge rejected Guardrisk's argument that the losses suffered by Cafe Chameleon were due to the lockdown, and not the Covid-19 pandemic.Insurance Claims Africa has welcomed the judgment of the Western Cape high court in which it compelled insurance company Guardrisk to honour the Covid-19 business interruption insurance claims of Cafe Chameleon, a Cape restaurant.
ICA said so far insurers have been rejecting claims, even though they have extension cover for infectious and notifiable diseases, saying these policies were never meant to cover pandemics. Woolley said of critical importance was the fact that judge Andre le Grange, in his judgment passed on June 26, rejected Guardrisk's argument that the losses suffered by Cafe Chameleon were due to the lockdown, and not the Covid-19 pandemic.
The court also ordered Guardrisk to make payments in respect of such losses as the restaurant was able to calculate and quantify from time to time.
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