A millennial's guide to saving, and useful apps that could help you do it

While many of the ways in which our world has changed are for the better, financial security is one aspect of life with which many 20-somethings struggle, says Kayla Sloan.

"Millennials need to take advantage of professional networking sites such as LinkedIn to connect with people who may have opportunities. Millennials should start by adding up all sources of income, then they should tally up monthly expenses.This includes debt, and other living expenses such as rent, transportation, food and entertainment, among other things.The expenses should be subtracted from income, to help millennials visualise what they have to work with monthly.

Personal Capital: This app can be used on an iPhone, iPad or your computer, it is helpful to understand your cash flows, optimise investments and see all your money in an easy way.

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