Since fewer Americans, it can be difficult to claim a write-off for charitable gifts. However, retirees taking the standard deduction may still benefit from a QCD because it won't be part of their adjusted gross income, he said.
"That's important because [higher] adjusted gross income often triggers a lot of other tax ramifications," said JoAnn May, a CFP and CPA who founded Forest Asset Management in Berwyn, Illinois.
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