who had either recently quit or were planning to do so to see how they could afford it. A year later, we caught up with them to see how they’re doing.
I am saving a lot. I contribute to my 401 and the company matches it. I have about $14,000 in cash saved right now. I don’t worry about money in the way that I used to. I feel very secure, and that means a lot to me. I’ve been traveling; I went to Puerto Rico, and I went camping in Massachusetts. I really love my life when I’m not working.
When I quit being a doctor, I sold my house and moved into a two-bedroom apartment. I chose a two-bedroom because the idea of going from a 2,800-square-foot house to a small rental seemed not fun. But then earlier this year, I downsized even more, from a two-bedroom to a one-bedroom, because I realized I didn’t need that extra space. I sold more furniture, got rid of more stuff, saved more money on rent. My mortgage used to be about $3,300 a month, and my current rent is $1,600.
“I’ve always hated September because it’s the beginning of the school year and there was so much stress. But now that I’m retired … I have a new favorite month.”I just got back from a vacation to celebrate my retirement from teaching. My husband and I went to Nova Scotia, and it was incredible. We took the ferry, we hiked, we drove, we Airbnb’d, and we brought our own food. There were no fancy cruises or restaurants. We were economical.
We went through the numbers and made a budget. We’ve had to cut back on things, but I’m not just quitting my job to do nothing. I’ll find different types of work to do instead. I’ve got a lot of irons in the fire. After the stress of my last job, I developed ulcerative colitis. I have medical insurance through the state, but unfortunately, between the X-rays and the procedures and the medication, I owe about $6,000 or $7,000 in medical bills. I’ll have to negotiate them down.
CharlotteCowles Great. More time for making sandwiches.
CharlotteCowles So they all went back to work except for the one who retired with a pension. Shocking.
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