What 5 self-made millionaires refuse to spend money on: It's ‘fun being able to buy something and choosing not to'It's easy to imagine what you'd buy for yourself if you were a millionaire. When you talk to actual millionaires, though, you realize that no one makes a million dollars — or keeps it — by spending indiscriminately.
For some, like millionaire Todd Baldwin, frugality is something almost akin to a game."It's actually really fun being able to buy something and then choosing not to,"self-made millionaire and founder of Parent Portfolio"I don't overthink my outfits. I keep a small closet of simple, timeless clothes," he says."If I'm going casual, I'll pair blue jeans with a T-shirt or polo. If I'm attending a formal event, I'll wear a suit and tie.
Instead of springing for the warranty, Adcock puts a little cash into his emergency fund each month to cover repairs. When an item breaks, he has the funds to cover it. If it lasts forever, he can put the money toward other expenses.CNBC's own Jim Cramer says he was raised by the type of frugal parents who wouldn't let the kids order sodas at a restaurant until the food came to avoid a charge for the refill.
"If a buddy wants to go to a bar or someone wants to go see a movie, I usually try to wait until I can get a mystery shop," he says,"because if you're going to go there anyway, you might as well get it for free and get paid on the top.". We'll teach you how to speak clearly and confidently, calm your nerves, what to say and not say and body language techniques to make a great first impression.
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