Travel insurance policies that offer "complete" cover for Covid-related disruption are barely available, according to consumer group Which?.
As a result, it called into question various providers' claims that their policies provided Covid cover.Insurance brokers have stressed that they can search the market for specific needs if people still wish to travel despite the current restrictions.The analysis by Which? found two policies - from HSBC and Barclays - offered widespread protection, but were only available to those banks' customers and could only be bought alongside other insurance products.
While some travel insurers boasted of offering "Covid cover", many policies excluded plausible and potentially costly scenarios, such as new lockdowns in the UK or destination country, the consumer group said.Every policy analysed offered cover for medical and repatriation costs for travellers catching Covid while travelling.
"The government should work with regulators to ensure that travellers, should they choose to go abroad, are given clear information about what they will and won't be covered for."
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