U.S. life insurers are paying out far fewer Covid-19 death claims than initially expected, largely because the virus is disproportionately killing people with little to no insurance.
In the past few weeks, many life-insurance companies have sharply reduced estimates of their exposure, as measured by payouts per 100,000 U.S. Covid-19 fatalities. Estimates have come down by an average of 40% to 50%, according to Credit Suisse stock analyst Andrew Kligerman.
Source: Insurance Report (insurancereport.net)
The average COVID-19 victim: -- Is over 75. -- Has 2.6 morbidities. Only 6% of COVID-19 victims have no comorbidities. Of course they don't have life insurance.
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