I do not think people adequately understand the reality of working adults today, and I’d like to take a moment to explain why I think that. Let me start off by saying my husband and I are in our late 30’s/early 40’s. He is in education. I am in accounting. We live in Phoenix, Arizona and have an elementary-aged daughter. Together we make a combined $70,000 a year. Our take-home pay is $3,800 a month. We are well respected at our jobs, we work hard and have been there for more than a few years.
Our utilities total, on the average, $370 a month. Two years ago we bought a slightly used Honda CRV. Our car payment is $330 a month. Full coverage insurance is $115 a month. We have two unlimited phone lines with older model Androids through T-Mobile for $183 a month. We just recently decided we needed internet as my husband is back in school to pursue his bachelor’s degree. Cost for the internet is $60 a month. Our daughter attends swim, which is $90 a month.
We can’t afford to shop at Target, let alone anything more expensive than Target. 90% of our daughter’s clothes are secondhand. There is nothing left over for me or my husband. Nothing. I have two pairs of work pants I bought new. I have one pair of shoes . We each have one pair of pajamas. Neither my husband nor I own a single new shirt. I don’t think my husband owns a new pair of pants or a new pair of shoes. And again, we make a combined gross of $70,000 a year.
Absolutely true
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