As COVID-19 has altered life as we once knew it, conversation regarding Americans’ health and financial security has dramatically increased. Amid all this chatter, however, there’s one group that’s often overlooked: people with disabilities and special needs. And, yet, the impact on this group has been exacerbated by the crisis and must be addressed.
Stimulus checks and their impact on benefits Recently, millions of Americans received stimulus checks of up to $1,200, and many experts believe that a second round of economic impact payments may be forthcoming. But, how will these payments impact adults who are disabled and receive Supplemental Security Income and Medicaid? SSI and Medicaid generally allocate financial resources to individuals who have less than $2,000 in assets.
ABLE accounts and special needs trusts What is an ABLE account, and why can it be a valuable tool? In short, it’s a savings and investment account for people with disabilities that receives preferred federal tax treatment, and is generally not counted as an asset for means-tested government benefits.
For those hospitalized that don’t die expect a ton of bankruptcies. The consumer driven economy will feel it for years. Mounting debt, divided country and massive unemployment , I would say we are great again.
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