The digital book, which is available for free during this time, provides tips and debt management advice for people who struggle to pay their bills. The NCLC categorizes different types of debts into high, medium or low priority so you know which to focus on paying off first when you're in a bind.is to: "Prioritize debts whose non-payment immediately harms your family."
Below, we dig deeper into what exactly this "number-one rule" means and the NCLC's three categorizations of debt.The NCLC's number-one rule essentially means to first pay off any bills that would have sudden and severe consequences for you and your family if they weren't taken care of immediately. While it's important to keep up with payments on all your bills, there are some that are more time-sensitive than others. These would fall under the high priority category, which we break down below.
If you find yourself unable to make the full payment on a high priority bill, the NCLC suggests negotiating a lower payment on these types of debts so that you don't face your car being repossessed or your lights shutting off.Your high priority bills are the first categorization of debt that you should pay attention to. These fall under the NCLC's number-one rule, where nonpayment of these debts could cause immediate harm.
pay them all?
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