anything near the end of a year to show a loss on his farm. He will buy equipment. He will buy seed or fertilizer. He will do whatever it takes so he can show a loss on his tax return and therefore not have to pay any Social Security self-employment tax. He has been doing this all his adult life.
That’s the fate that awaits you. So, I hope your husband has some investments or insurance or otherwise has put some money aside, because the two of you will get nothing from Social Security. Listen now and subscribe: Apple Podcasts | Google Podcasts | Spotify | Stitcher | RSS Feed | Omny Studio By the way. I showed your email to my wife, and she insists I add this to my answer. She said: “What do you mean your husband won’t let you work? It’s your life and you should be able to make your own decision about working or not. Tom says that if you spend the next 10 years nursing, by the time you are 64 years old, you will have earned a small but decent Social Security retirement pension.
That’s the bad news. The good news is that it could work out for you, and that’s because you’ll get spousal benefits on your husband’s record. The combination of his high benefit and your spousal rate could end up netting you guys more money than you would have received if you had split the business earnings — meaning you each could have ended up with two smaller retirement benefits.
DBChirpy He wont let her work? I’d say dump him, be the nurse you were educated for, pay into some type of retirement, or you will have nothing at the end of your life.
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