About this time two years ago, I shared the struggles of my first year of early retirement. That blog post flowed out of me in about an hour.
This March I shared the thought process I used to analyze how to manage my and my parent’s investments amidst extreme volatility. I reached different conclusions for each of us, then acted decisively despite imperfect information. This March, the bottom fell out of the stock market as the impact of the pandemic became apparent. There were debates about whether we were in a recession or a depression. Of course, we were scared.
Priorities won’t magically change When sharing my thoughts one year after early retirement, I wrote priorities won’t magically change when you retire. After three years, I believe this even more strongly. If you are going to try that hobby, develop that new skill, or learn that foreign language you’ve always wanted to when you retire, start now!So much of retirement planning is wishful thinking. I was guilty of it, and I commit to being brutally honest about it in my writing so I don’t contribute to spreading that mindset to others. I encourage you to start building your best life today, even if you can’t retire yet.
In reality, financial independence and early retirement didn’t fix us. It almost broke us. Achieving our financial goals took away a unifying mission. It also eliminated our excuses.
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