Many laid-off workers face first deadlines to qualify for health insurance

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For those who lost their health insurance as layoffs mounted at the end of March, a 60-day “special enrollment” period for individual coverage under the ACA closes next week in most states.

A decade after Obamacare became law, California has vastly expanded health coverage; Texas has resisted. Such regional differences have had a huge impact on many people’s lives.In a counter-intuitive finding, Kaiser’s study also estimated that nearly 8 in 10 of the newly uninsured would likely qualify for some sort of coverage under former President Obama’s health law, either a private plan like Franklin found, or Medicaid.

Like Altheia Franklin, people who lose workplace insurance generally have 60 days from when their coverage ended to apply for an ACA plan. They can go to the federal Government statistics on people losing — and finding — health insurance coverage in the coronavirus contraction won’t be available for months.

“People first are trying to apply for unemployment, and many of them getting stuck there,” he added. “Healthcare is the secondary thing, and if they get stuck in unemployment, people may never do the healthcare thing.”

 

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