To prevent this issuers from cutting your credit limit, make sure to pay your credit card balances in full and on time each month. This demonstrates to financial institutions that you are not experiencing financial difficulties and can afford your spending.balance is always near $0
, it depends on the scoring model the lender uses: "Newer credit scoring models ignore zero-balance collections, while older scoring models do not." It's not guaranteed that your score will improve once you pay off the collections account, either. There could be an increase, decrease or no impact at all,: "It depends on the change in the information reported on the collection as well as the other information in the credit report." The healthier your credit report is outside of this one negative account, the greater the likelihood that paying it off will increase your score.
Source: Loan Digest (loandigest.net)
Definitely my number one priority. This is a joke isn't it? Out of all the things in this sick world you think everyone is sitting at home contacting the 3 major credit reporting agencies & after Equi refused to implement a basic patch. Real helpful. Ppl r out carting disease.
My stupid wife needs to read this. BickBickerson look dummy. Follow these rules.
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