Jessica Simpson wishes she signed a prenup before marrying Nick Lachey—here's how to know if one is right for you

If you find it difficult to bring up, remember that you and your significant other are simply planning for the worst case scenario, Malani says. "The purpose behind this conversation is to protect both of you in the event of a divorce. Since it can be very difficult to think and act rationally while going through a separation, the best time to solve for how you'd want everything handled is while you're both still very much in love," she says.

If your partner resists the idea, first make sure you've explained yourself thoroughly by thoughtfully restating your key concerns. You can also reassure them that you have no plans to leave, you're just trying to stay on the safe side. If you feel unsure, "seek financial advice from a financial advisor or accountant who specializes in this," he says.

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