I decided to look into reducing those payments. I had no idea what the coming weeks were going to hold for my family, but I did know I would likely be making significantly less money than normal. Since I'm the breadwinner of our family, reducing expenses felt like a necessary precaution. in early April. I called the credit union that holds my car loan and was pleasantly surprised to get a real person on the phone immediately.
Putting a hold on my husband's car payments was slightly more complicated. Because his payments are on autopay, we had to call both his lender and our bank in order to pause the payment for two months. Still, the extra $450 in discretionary spending for eight weeks was well worth the hour spent on the phone. Next, I looked into putting a hold on our mortgage payments. I already knew that my income had been impacted by the coronavirus.
This is something people don't care to bother... It's better to pay loans , while you can so that you don't pay the interest which will be compounded
Everything is renegotiable. Partial payment is better than no payment. Each circumstance is unique.
And the debt trap continues.
Annie grew up and got a gig career. The Sun will come out. Tomorrow.
Yeah, but most of those laid off had no choice and they realize it extends the note the 3 to 5 months with minimal interest.
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