I’m 46 and single, and I have no kids. I am currently having an internal debate as to whether to buy a $30,000 Indian motorcycle. It is a want, not a need.
“ ‘I bring in $6,000 per month as a 100% disabled veteran and through a position I have on the board of a small nonprofit.’ ” “ ‘Though I have an eye for quality and expensive things, I’ve never really put things on credit and have only purchased items I’ve saved for.’ ” People who say, “Go for it! Buy it!” are often living vicariously through others. What they really mean is, “I can get a similar thrill by encouraging you to buy this overpriced coat, and I don’t have to pay a penny.” So it’s rich for anyone to say you should or should not buy something. That said, I’m not a motorcycle fan and I have no desire to ride one. I won’t be living vicariously through you if you do buy it.
I’ve previously steered people away from buying a $30,000 bracelet and purchasing a Tesla TSLA. However, this time is different. For all of the above reasons, if you want it, go for it, enjoy every minute of it and ride carefully. In this case, I don’t want to ride roughshod over your dreams. Just do me a favor and wear a helmet. There is precious cargo underneath.
Hell no. Not in Joe Biden's economy....you better buy one of them scooters instead. Trump2024
Buy the motorcycle you won’t have to worry about saving for retirement
Enjoy your money now. You're not getting any younger. Can't take that money to the grave
Have everything, why not get a motorized casket.
No.
Secure yourself first when it comes to Money 💰
No. Better stay alive and keep liking the Bike from a safe distance.
You’ve got 30 years left to live. Provided your monthly cash flow is positive with “all in” expenses factored, fuck yes do it. Life is short.
Buy the moto bro, you literally die taking a shit tomorrow, might as well love a little
hello I need money to treat my child and take him to the doctor. Please help me as much as possible. You can save a child's life. I really need your help. $10, $50, $100 more money. TBC Bank account GE98TB7178736010300029. Can you help me? Don't you have $100?!
You asked this a few months back, make a decision already
It’s a really good way to reduce future costs (he’ll be split into pieces on a freeway)
Wait for your next life.
Why would you ask such an asinine question? Fck yeah!!!! BUY that mother fcker!!!! Vroom vroom!!!! 🏍
Your money, your stuff, your wisdom --- use your money as you see fit. 🖋
You've got the cash, so it's really just a matter of desire.
yes. buy the motorcycle.
If you don’t buy it then there is no real point of you existing. You own your home, you have cash in the bank, you retirement is settled. No wife, no kids! Buy the bike
Who are these people? Solve your own basic matters.
If you don't do it now then when?
Yessssss! Get the Bike !
go for it but please don’t buy a noise polluting harley d!
You can't take it with you! Do hell yeah buy it!
Yes. Definitely buy it mate.
No
No.
What a waste
$30K motorcycle is not an investment. It might even get him killed.
Yes. They don't make a hearse with a luggage rack.
If you want a motorcycle buy one. No need to ask people you don't know. You can't take it with you enjoy it.
never ask anyone about buying a motorcycle except the the guy in the mirror. buy it and every day you throw a leg over it will be a day filled with smiles. I have 3 now and want 2 more.
Self decepeline
You're a long time dead and there's no pockets in a shroud. And yes, it's later than you think, so get busy living
Why would you have that much in cash just sitting around depreciating by the minute?
Maybe buy it a couple years used so when u tire of it u haven't lost that much to depreciation?
What are you waiting for?
Buy what you want? One life.
YOLO
If you are still working...then hellya...buy the bike ....you probably only suffer a 50% depreciation on it making it a 15k asset ....just make sure your estate plan is in place with a large life insurance policy for when you wreck it.
Don't put your self in that position, what position you my ask. If you get in an accident it will be the horror of your life.
Yes, but the motorcycle. You only live once and money can be made forever.
Don't waste your money on an Indian. Now this beauty 👇on the other hand...
Maybe the moneyist should answer questions that are relative to the avg American. Like: I am 50, I make $45k a year, have $2500 in retirement, four kids, two in college. Should I buy food for today? Or starve and wait to eat tomorrow? Lol
Yeah. You should. Time Value of money. At 46 you are at the Prime Time, and it’s a bike not a Ferrari.
No 46 year old single guy would EVER ask this question. He’d just go out and buy the dang thing.
Yes, you worked too hard in order to keep hanging around with that old electric scooter of yours. After all, it is your dream bike
You can get an electric bike that can go 50mph and even drive offroad for $7000. Much better for fleeing dystopian cities under siege of rioters or bands of armed criminals
Get a really nice 750 watt electric fat tire bike and stay away from traffic.. lights front and back flashing your desire to remain ‘intact’.
No man. Bikes will get you killed or seriously injured. Unless you live in an open country area and will be in the sticks and open areas with no traffic, or on your own land, no…
Ask your mommy
Don't buy the motorcycle because it will just be stolen.
If you dont get to have fun with it wtf are you saving it up for ?
Whatever you do, do not get married.
Do whatever the heck you want
no，you probably will find true love tomorrow and want to save 200k as your child's college fee
Why is the mediaaa keeping thiss a secret
Life is short. Buy what makes you happy
Get that motorcycle and put a 23 yr old blond in the seat behind you
Heck yeah. Dropped $150K on my dream car with a huge payment. 7 years lease. Somehow it was paid off in 1 year. Not telling you to do that, but the future us unknown. Fortunes come and go, but your life experience only happens once. Be practical and have common sense.
Bruh this the whitest stuff i saw all day today dude START A FAMILY
No you don't have it anymore 40% of your retirement will be puff by Biden economy and won't be back decades! You can't retire anymore!!
I would not. I would use the 30k to retire any outstanding debt.
You only Live Once...... GO FOR IT!!!!!!!!!
Yes! Go enjoy your life!
If you want to die on that vehicle....then yes
You should do whatever you dream about, life is short! But from a financial view, you ought not to spend 1/4 of your saving at once, save more.
Buy it on payments,
Duh , wtf you waiting for? Death!
Yes
You don’t have 400k anymore - try for 200k
400k is light but with the $120k in cash....yes go for it and put the remaining $90k to work
Hell to the no. You might could afford one of them Electic bikes. Budget e-bike.
Yes! And you should get the vaccine if you haven't!
Is this even real? The replies are questionable as well.
Bikes are overrated an increase your risk of mortality. Instead think what that 30 K will do after compounded gains. Bikes are very much like pools, you want one and once you have it you realize you are not going to use it as much as you thought
Buy the bike , do what u want, no wonder u single
Man u got a long way to retirement.
Wrong question. The question should be: “I’m 46. If I want to live to see 47, should I spend a single penny on a motorcycle that is nothing more than a speed bump to a texting driver?”
Buy a used bike and get it out of you system. Once you are driving next to a truck displacing wind and you and your bike shake, you will want to get rid of it. Saying it from experience
You’re single… spend your energy figuring out why nobody wants to be around you for an extended amount of time. Money isn’t that valuable.
No. $400k at age 46 is not going to cut it. You should have way more at that age before buying a $30k motorcycle. You can't afford it
30K bracelet?
if you have to ask, no
Should have read I'm 46 and just want attention
46 And single, get a life.
Yes, go ahead and stop asking stupid questions
Take Life Easy and be GRATEFUL! Do not put your Life in DANGER!
Your money…
Of course. Anything you buy after 40 is icing in the cake
Hey, I've been thirsty the entire day should I drink some water?
Yes, you can afford that bike. Maybe not single after that. Young women see your bike and voila !
Do it. Gotta enjoy life
No invest more
Sure as buying a motorcycle will significantly reduce the likelihood of a lengthy retirement.
buy what you want might be dead by 50
Depends. Is he in need of transportation?
But what tf you wanna buy
Yes
And now? Ask why tf he has $120k in cash.
Yes but not a helmet
how about no
Depends is it a Indian or a Harley?
YOLO
No idiot
horrible
No, buy SAFEMOON and in two years buy a dealer!
Ez yes
Buy it tomorrow
buy what u want when you want, could be dead next week enjoy life its short
Probably not enough savings in view of higher potential inflation in foreseeable future. But motorcycle for sure will give you hella lot of fun. They said motorcyclist having shorter life expectancy, also another plus point. Go for it!
If youre that worried about it, make payments. Take the hit on the interest and zip it. Haha talk about 1st world problems. 🤣
You have young kids Then, no
Yeah! Get yourself an electric one. Enjoy..
[Rolling my eyes]
Pretty sure you can afford the $250 a month payment…and remember, Geico can save you 15% or less on your motorcycle insurance.
yeah man, youre winning. Enjoy yourself
yes yes yes
I would. You have to balance now with the future. You are 8n a decent position to have some fun now.
Honestly, this shit is ridiculous! Anybody in this situation doesnt need financial advice 🤣
Yolo bro
Take a picture of it, frame it, and hang it on your wall. Saves you money, and a few headaches!😁👍🏻
Even though he is single and he will be having around half million dollars still he is confused to buy his dream motorbike which is just 30k 😂😂😂
Invest the $120K wait 2 years and use your gains to buy the motorcycle then.
If you are such a wuss nerd that with that level of wealth you are afraid to buy a motorcycle (which you can even resell later), then continue to drive a toyota hybrid. Meanwhile in Eastern Europe people are living on average retirement payouts of 400 dollars per month
If you exercise on the regular🏋️♀️ and became buff.. would you ask anybody ..should I take my shirt off and flex my muscles?
It’s not a millions dollars and you could be dead tomorrow. Go buy a used one.
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