I'm 22, I Make $60,000 & I Jump The Subway Turnstile

Growing up, what kind of conversations did you have about money? Did your parent/guardian educate you about finances?

Technically, I am still not. I pay for rent and utilities and my other bills, but I am on my parents' insurance and they pay for my weekly therapy sessions. My parents are my safety net. If anything ever happened I know that they would help, which can lead me to be reckless in my spending at times.No, but I know that I will eventually.8 a.m. — I wake up and get ready for work. I only eat breakfast on the weekends and I don't drink coffee, so it's out the door for me.

8 p.m. — My friend, C., comes over as we have a party at a mutual friend's apartment tonight. She buys a seltzer at the corner store and asks if I want anything, but I don't want to drink tonight. We talk with my roommate while I get ready. We call my other friend, D., who is supposed to come out with us and she comes over, too.

11:30 a.m. — I'm late for my appointment and don't have time to walk, so I take the train to Walgreens.12:15 p.m. — I get a salad post-COVID booster and eat it with my roommate in a garden. We talk and she leaves to go to the gym while I walk around SoHo.The Joy Luck Club3 p.m. — I get home and take a nap. The boosters always knock me out for a bit and I'm glad I didn't go in today.

9 p.m. — I get to the venue right as the singer gets on stage. She announces that she has to cancel the concert because she is sick. I am annoyed that she didn't cancel earlier as it was a wasted trip, but whatever. I get back on the train to Manhattan . 9 p.m. — I pay for the first round of drinks for the three of us. The bartender knows us and gives us some shots and a pretzel on the house. I am very tipsy and remember I didn't eat dinner. D. buys the next round.11 p.m. — D. pays for the Uber back to the city. I am hungry and very drunk so McDonald's it is. I get a Chicken McNugget meal and wait for my friends as they order burgers from a place close by. I walk home and eat while watching8 a.m. — It's Friday, thank God.

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