I earn 4% cash back on spending thanks to a targeted offer—how to improve your shot at getting a similar deal

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I earn 4% cash back on all my spending thanks to a targeted rewards offer — Here's how I got picked.

. But even after you’ve been a cardholder for a while, you can receive additional bonus offers. Card issuers occasionally send existing cardholders lucrative targeted offers that provide extra rewards.that boosted the rewards I earn on everyday purchases from 1% and 2% cash back to 4% cash back.New rewards until February 11, 2021:Regular rewards:

5% cash back at Amazon.com and Whole Foods Market; 2% back at restaurants, gas stations and drugstores; 1% back on all other purchases. As a result of this offer, I switched to making this my default card nearly everywhere I shop since it earns me double the amount of cash back compared to myOver the years, I’ve received several targeted offers across a variety of cards. Below I share some of the actions I take that could help you get a targeted offer.Card issuers send out targeted offers to cardholders for a variety of reasons, such as an applicant's existing relationship with the issuer or online search history.

In order to receive special offers, you typically need to be signed up for marketing emails through your card issuer. You may have selected this option when you applied, but you'll always have the ability to access your online account and opt-in to marketing emails at any time.If you don't actively use your card, you may not receive a targeted offer. All of the offers I've received are on cards that I use regularly, which works out to roughly two or more times a week.

Keep in mind that these tips are recommendations that may help you get a targeted offer. There's no guarantee that following any of these actions will result in an offer.

Source: Loan Digest (loandigest.net)

 

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