How To Read The Fine Print Of Your Travel Insurance Policy

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If you’re embarking on travel adventures again, it’s more important than ever to purchase a comprehensive travel insurance policy, especially for international travel. “The policy is really your roadmap to using your benefits. It spells out everything you need to know about your coverage, including what is covered, when that coverage begins and ends, and what is excluded,” says Beth Godlin, spokesperson with Aon Affinity Travel Practice.

A travel insurance policy can protect your trip investment in several important ways. Look for a policy that provides these benefits:Reimburses your non-refundable, pre-paid deposits if you need to cancel your trip for a reason that’s covered by the policy, such as death, illness or injury, a job lay-off, military deployment, family emergencies or severe weather.

“The ‘covered reasons’ most frequently experienced by travelers include injury or illness of the insured traveler, traveling companion or family member,” says Daniel Durazo, a spokesperson with Allianz Partners, a travel insurance provider. “Other covered reasons may include traffic accidents, loss of accommodations or documentation like a stolen passport, natural disasters, legal/work/military obligations or even a customer being denied boarding.

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