If you’re offered an early retirement package, really scrutinize it.You have to truly understand what the deal is that’s being offered, says Dennis Notchick, a Certified Financial Planner for Stratos Wealth Advisors in San Diego. That goes beyond how much money you'll receive, which is often related to your tenure with your employer.
Access to an employer health plan might be something you can negotiate for an extended period of coverage. The date to elect COBRA now begins March 1 and will end 60 days after whenever the government ultimately declares the Covid-19 emergency over. So, according to NPR, if you were laid off in April and the Covid-19 emergency ends Aug. 31, you’d have 60 days beginning Aug. 31 — the end of October — and then the regular 60-day COBRA election period after that.
The Social Security Administration website can let you get an estimate of your future Social Security benefits and a record of your lifetime earnings history.
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