He also says the USAA Limitless™ Cashback Rewards Visa Signature® Card, while no longer available to new applicants, is one of his favorites for everyday purchases, offering a rare 2.5% cash back on all purchases and no annual fee.
"The [card issuers] really tightened up over the last couple years," Waller says. "So I try to be more strategic and opportunistic on the bonuses when they arrive." "If the card has an annual fee, I usually evaluate the card when the annual fee posts. When the fee outweighs the benefits, I will call for a retention offer to see if I can get more points or the annual fee waived again," Waller says.
Source: Loan Digest (loandigest.net)
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