and you can't do that with a free service. Plus the identity theft insurance has a high value and can come in handy if you're a victim of fraud.is still very helpful. You can also sign up for more than one free service to maximize your coverage.Credit monitoring services offer an variety of features that can help you spot fraud early. If you choose to pay for a service, you will enjoy additional coverage.
Credit monitoring services don't prevent fraud or identity theft. Instead, these services can provide you with early notice of suspicious activity and may provide assistance or insurance for eligible expenses associated with resolving identity theft. Once you receive a fraud alert, you'll have to initiate the next steps to fix any issues — these services don't automatically resolve problems.
Credit monitoring services can be worth the cost if you take action after getting notice of possible fraudulent activity on your credit report. If you disregard the notice, then you're paying for a service that you're not using and it may be better to opt for a free service.Opinions, analyses, reviews or recommendations expressed in this article are those of the CNBC Select editorial staff’s alone, and have not been reviewed, approved or otherwise endorsed by any third party.
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