comes in handy. With the two accounts, users are given an ATM card and have access to over 43,000 free AllpointATMs — making it easy to withdraw cash whenever they need to. With only the online savings account, savers won't have access to a debit card.
By law, account holders with Ally can withdraw or transfer money online up to six times per month with no penalty. You can also call the bank to request a mailed check, which doesn't count as one of your six transactions. The bank also makes it fun to outline and organize your saving goals. Account holders can create up to 10 different "buckets" within the same savings account that represent designated funds for certain things, such as naming one a "Future Vacation" and another "Emergency Savings."In addition to requiring no minimum account balances, Ally also has zero monthly maintenance fees.
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