Here's exactly how to tell if you need a financial advisor, a robot, or nobody at all

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Some financial decisions call for reinforcement; others, you can probably handle on your own

Considering a financial advisor?You may also consider hiring a financial planner if you're too overwhelmed or confused by your money to make big financial decisions, including how to balance multiple financial goals, manage a business, get out of crushing debt, or establish a retirement savings plan.

You don't have to be a sophisticated investor with millions in the market to have an investment advisor, but you probably don't need one if you just want to knowA robo-advisor is often a cheaper alternative, and some even provide access to human investment advisors or financial planners for an extra fee.

 

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