If you're facing challenges because of the current economy, some of their expanded advice could be helpful in making the most impact with the funds you have coming in.
"When we told our friends and family that we'd have to dial back our spending ... many of them agreed that they had financial goals that would be more easily achieved if they dialed back their spending, too." "We were simultaneously overspending to make up for past pain and to avoid pain in the present. Because we came from times and places when it wasn't OK to be gay, we were overspending as adults to make up for our past. We were trying to prove to ourselves and folks from our childhoods that we were worthy," they said.
"It's what you have, it's not who you are," she said."It's not a moral failure or otherwise, so if you have it but aren't in a good position to tackle it, then focus on doing what you can to survive now."1. Own your situation Wells said that rather than harboring feelings of disappointment and failure, you should accept that you made what you believed to be the best choices given your situation at the time.
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