— including smaller ones defined as MDIs by the National Credit Union Administration — that can be searched by state.specifically catering to underserved communitiesWhile upstart digital fintechs look to upend traditional finance and partner with banks to reach these groups, not everyone is convinced that online banking is the best solution to bridging the divide.
A scarcity of branches in underserved communities has pushed consumers instead to alternative financial institutions, like check-cashing facilities. "There are, in our opinion, very few financial metrics in our lives that don't have a heavily deterministic element of it that comes down to our LGBT or gender or sexual orientation," Rob Curtis, the CEO of Daylight, told Insider.
And those who identify as LGBT can face higher health costs — such as the cost of surrogacy that is out of reach for all but the wealthiest of LGBT parents — that constrain their ability to save.
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